Online Account Management
MidWest Digital Banking is a free service that enables our members to access and perform transactions on their account(s) using the Internet on the web or their mobile device. This includes: real-time transfer of funds within the account; real time view of your account histories & balances, and member to member transfers.
Please note that we limit check withdrawals from digital banking to $5,000 per day to protect your account.
Attention Quicken Connect users: If you need help setting up Quicken Connect with your MidWest America FCU account, please view our help guide.
Our app includes many features like Remote Deposit Capture, which allows you to deposit checks right on your smartphone or tablet to your personal account for free! Up to $225 of your check will be available immediately upon deposit. The remaining amount will be on hold for 3 business days. Deposit up to $3,000 daily and $12,000 monthly.
Have you ever misplaced your debit card? Later you may find your card and want to use it again. Possibly you learned that your card was lost or stolen. Using our Card Control feature provides you the option of turning “on” or “off” your card in these types of situations. Whether it is day or night, you can have the peace of mind that access to your card has been disabled. Not only can you disable the card, you can also order a new one. There are other great features available too such as Quick Balance and Fingerprint Authentication.
*You may also use our MidWest Digital Banking without downloading our app by visiting our website on your mobile device.
It's convenient, free, and requires only a PIN number.
MidWest Phone Banking provides 24-hour access, 7 days a week, to members to verify savings, checking, and loan balances. Commands can be spoken using our voice recognition software or entered manually by touch-tone access.
In addition to transferring funds within your own account, Phone Banking can be set up to enable you to transfer from your account to up to nine additional Credit Union members with our Member to Member Transfer feature. Contact us if you are interested in adding this service to your account.
Online Bill Payment Service
Pay bills online using your Credit Union checking account with MidWest Bill Payer.
When paying a bill, you determine the amount and date you want it sent. No stamps needed. Plus, you
have a great record of all your paid expenses. There is no fee for this service; however, there is a
$5 fee assessed if there are 90 days of no activity.
Additional features include Rush Payments to prevent late fees and Gift Pay for special occasion checks for birthdays, graduations, etc. Payments can be made to any entity within the US—including government agencies (i.e. child support; alimony; and taxing authorities.) And you will not need to have a separate user ID and password as you are able to access the Bill Payer system via MidWest Digital Banking or Mobile App.
Receive your monthly statement sooner than by mail.
You must be signed up for our free Digital Banking product in order to retrieve your monthly statements electronically. This service is at no cost to you. You can print your statement or if you only want to view it online, statements can be archived for several months starting with your first e-statement. Click here to log into MidWest Digital Banking and sign up for e-statements.
VISA® Account Access
MidWest America offers a safe and convenient way to manage your Home Equity Line of Credit VISA® with online account access.
This service is also available to members who have an existing VISA® credit card transferred to MidWest America.
- View your credit card statement
- Obtain payment information
- Make online payments
Existing credit cardholders may obtain a copy of their cardholder’s agreement by contacting the Credit Union at 800-348-4738 ext. 4000.
*Please use the Google Chrome browser to login to your VISA® account.Log In
Receive a message to alert you on changes to your account.
Would you like to know when your account balance falls below a certain amount, when a particular check has cleared, when a direct deposit has been made, or if your account has a negative balance?
You can get the answers to these questions and more with e-Alerts which sends a message directly to your cell phone or email account. Alerts are free and you avoid fees with immediate notification of your account status!
Sign up for e-alerts
To sign-up for this service, log into your account using MidWest Digital Banking. You can select which alerts are important to you.
MOVE YOUR MONEY
Transfer money when you want, however you want.
MidWest America has several convenient and secure options to move your money. With MidWest Digital Banking, Mobile App, and Bill Pay you can easily transfer money between MidWest America accounts and non-MidWest America accounts. You can even pay an IOU to your family and friends.
|I Want to Move My Money:||Digital Banking||Mobile App||Phone Banking|
|Internal transfers||To make a payment on my MidWest loan||X||X||X|
|From share to share in my account||X||X||X|
|External transfers||To my own account at another bank or credit union (FI to FI)||X||X|
|To make a payment on my loan at another financial institution*||X||X|
|From my account at another bank or credit union to MidWest||X||X|
|To pay a bill*||X||X|
|To someone else||To another MidWest member (One-time transfer)||X||X||X|
|To another MidWest member (Recurring transfers)||X|
|To someone else's account at another financial institution*||X||X|
*Must enroll in MidWest Bill Pay thru Digital Banking.