Digital Banking
Online Account Management
MidWest Digital Banking is a free service that enables our members to access and perform transactions on their account(s) using an internet browser or their mobile device. This includes: real-time transfer of funds within the account; real time view of your account histories & balances, and member to member transfers.
*If you have a business account, please enroll for Digital Banking here.
Mobile App
MidWest Digital Banking makes it easier and faster to do all of your banking conveniently on-the-go. For our members with a smartphone, we have a dedicated application for iOS and Android™ devices.
Mobile Deposit
Our app includes many features like Remote Deposit Capture, which allows you to deposit checks right on your smartphone or tablet to your personal account for free! Up to $275 of your check will be available immediately upon deposit. The remaining amount will be on hold for 2 business days. Deposit up to $3,000 daily and $12,000 monthly.
Card Management
Have you ever misplaced your debit card? Later you may find your card and want to use it again. Possibly you learned that your card was lost or stolen. Using our Card Management feature provides you the option of turning “on” or “off” your card in these types of situations. Whether it is day or night, you can have the peace of mind that access to your card has been disabled. Not only can you disable the card, you can also order a new one.
*You may also use our MidWest Digital Banking without downloading our app by visiting our website on your mobile device.
mia Phone Banking
Convenient, easy, and available 24/7
Mia, MidWest America’s Voice Assistant, gives you secure, around-the-clock access to your accounts with no waiting required. Simply call and speak naturally to check balances, review loan information, and get answers to your banking questions.
Mia is designed to make banking faster and more convenient, whether you’re at home or on the go. For account-specific details, you’ll be guided through a quick, secure setup the first time you call.
Call either our local or toll-free number today to get started!
*Note: Account-specific and transaction information is available after setup. The first time you use Mia for phone banking, you’ll be prompted to create a PIN.
Local
- 260-482-3334
Toll-Free
- 1-800-348-4738
Bill Payer
Online Bill Payment Service
Pay bills online using your Credit Union checking account with MidWest Bill Payer.
When paying a bill, you determine the amount and date you want it sent. No stamps needed. Plus, you
have a great record of all your paid expenses. There is no fee for this service.
Additional
features include Rush Payments to prevent late fees and Gift Pay for special occasion checks for
birthdays, graduations, etc. Payments can be made to any entity within the US—including government
agencies (i.e. child support; alimony; and taxing authorities.) And you will not need to have a
separate user ID and password as you are able to access the Bill Payer system via
MidWest Digital Banking or Mobile App.
E-statements
Receive your monthly statement sooner than by mail.
You must be signed up for our free Digital Banking product in order to retrieve your monthly statements electronically. This service is at no cost to you. You can print your statement or if you only want to view it online, statements can be archived for several months starting with your first e-statement. Click here to log into MidWest Digital Banking to view your e-statements.
VISA® Gold card Account Access
This service is also available to members who have an existing VISA® Gold Card HELOC credit card transferred to MidWest America.
- View your credit card statement
- Obtain payment information
- Make online payments
Existing credit cardholders may obtain a copy of their cardholder’s agreement by contacting the Credit Union at 800-348-4738 ext. 4000.
*Please use the Google Chrome browser to login to your VISA® account.
Login to HELOC Visa® Gold Card Account Access
e-Alerts
Receive a message to alert you on changes to your account.
Would you like to know when your account balance falls below a certain amount, when a particular check has cleared, when a direct deposit has been made, or if your account has a negative balance?
You can get the answers to these questions and more with e-Alerts which sends a message directly to your cell phone or email account. Alerts are free and you avoid fees with notification of your account status!
Various e-Alerts can be setup to notify you of account activity such as when your account balance falls below a certain amount, when a particular check has cleared, when a direct deposit has been made, or if your account has a negative balance. Alerts can be setup within Digital Banking by going to the Menu Tab, Settings, and then select Alert Settings. Additional e-alerts are also available by contacting us to set them up for your account. Please stop by a branch or call us at 800-348-4738.
Sign up for e-alerts
To sign-up for this service, log into your account using MidWest Digital Banking. You can select which alerts are important to you.
Cardswap
New card, no problem.
Update your favorite online vendors and subscriptions in one place!
It just got easier to stream, watch, listen, shop, and subscribe to all your favorite online brands. Now, you can update your preferred method of payment for digital services, like Netflix, Amazon, iTunes, Uber, and dozens of others*—all at the same time, and all in the same place.
To sign up for our Cardswap service, login to Digital Banking and go to Services -> Cardswap and follow the instructions to enroll.
*None of the listed companies are associated with, sponsor, or endorse this product.